There are trade offs for 'affordability' BUT if you have been looking for a gated development, centrally located with no stairs and no deferred maintenance... as of 4-9-18 there are some choices in the 92503 area of Riverside. 4715 Jackson #10, Riverside. 690sf 2/1 and priced under 200k, under 190k, under 185k... Yep. 182k..
It is basic living, but the HOA is only $153. and the unit has fresh paint, carpet and updated bath and kitchen.
Agents who work at keeping inventory coming to the market.... are the agents you need to know.